Build Your Own "Mod Squad": Two Hiring Tips For New Trucking Company Owners

After you obtain your operator's license and start your own trucking company, you need to hire a few more truckers to run more routes as your customer base increases. Individual truck owners who get operating authority often want their rigs to make money while they spend more time closer to home and family, so they, too, need to hire additional drivers. It's not always easy to find qualified drivers, but there are quality people who are willing and able to do the job reliably and safely. [Read More]

Three Overlooked Factors in the Mortgage Loan Approval Process

When the average person thinks about securing a mortgage from a mortgage company, the main thing on their brain is their credit score. While credit is definitely a large part of the consideration process, don't ever think that it is everything. There are a number of additional factors that are typically factored into the process that could actually cost you an approval if you're overlooking them. Sketchy Job History Mortgage lenders' main focus is on whether or not you can repay the loan per their terms. [Read More]

The Benefits Of Taking Out A Home Equity Line Of Credit To Build A Mother-In-Law Suite

As you get older, so do your parents. If one set of parents is having a harder time maintaining their own household, they may either need household help or move into a nursing home. Yet another option that you may have is to build or renovate a mother-in-law suite in your own home. If there is an aging parent who needs a little more help than usual but is still ambulatory and able to reside somewhat independently, you may be interested in moving them into your spare space. [Read More]

Three Things Borrowers Should Do Before Applying For A VA Home Loan

The United States Department of Veterans Affairs (VA) does not issue home loans. However, the VA Home Loan program guarantees a portion of home loans to eligible military members and veterans. These loans are issued by traditional mortgage companies. If you default on the loan, VA will make it right and come after you for the amount you owe. This can mean garnishment of wages and tax returns, as well as a negative impact on your ability to obtain federal student financial aid. [Read More]